Banks tightening credit today: value, history and context
Data as of Oct 27, 2026
0.0 % Fair
Data for Sep 30, 2026
Higher than on 38% of the days of the last 10 years.
Change over 1 week: 0.00 pp. Over 1 month: −8.10 pp.
Last month
| Date | Value | Colour |
|---|---|---|
| Oct 27, 2026 | 0.0 % | Fair |
| Oct 26, 2026 | 0.0 % | Fair |
| Oct 23, 2026 | 0.0 % | Fair |
| Oct 22, 2026 | 0.0 % | Fair |
| Oct 21, 2026 | 0.0 % | Fair |
| Oct 20, 2026 | 0.0 % | Fair |
| Oct 19, 2026 | 0.0 % | Fair |
| Oct 16, 2026 | 0.0 % | Fair |
| Oct 15, 2026 | 0.0 % | Fair |
| Oct 14, 2026 | 0.0 % | Fair |
| Oct 13, 2026 | 0.0 % | Fair |
| Oct 12, 2026 | 0.0 % | Fair |
| Oct 9, 2026 | 0.0 % | Fair |
| Oct 8, 2026 | 0.0 % | Fair |
| Oct 7, 2026 | 0.0 % | Fair |
| Oct 6, 2026 | 0.0 % | Fair |
| Oct 5, 2026 | 0.0 % | Fair |
| Oct 2, 2026 | 0.0 % | Fair |
| Oct 1, 2026 | 0.0 % | Fair |
| Sep 30, 2026 | 0.0 % | Fair |
| Sep 29, 2026 | +8.1 % | Fair |
| Sep 28, 2026 | +8.1 % | Fair |
Over the last 10 years
- High: +71.2 % (Sep 30, 2020).
- Low: −32.4 % (Sep 30, 2021).
- A year ago: +9.5 %.
What it is
Positive: more banks are tightening than easing. When it rises a lot, companies find it harder to borrow. Net % of US banks tightening lending standards to large and mid-sized firms (Fed SLOOS survey, quarterly). Part of the theme "Backdrop for stocks": How macro conditions bear on stock investors: whether bonds hedge, what the market expects from the Fed, appetite for growth and bank credit.
How to read it
Higher means more risk. The colour compares today’s value with the indicator’s own last 10 years: "Good" is the most favourable third of its history, "Poor" the most strained. It describes the present and anticipates nothing.
Frequently asked questions
What is Banks tightening credit?
Positive: more banks are tightening than easing. When it rises a lot, companies find it harder to borrow. Net % of US banks tightening lending standards to large and mid-sized firms (Fed SLOOS survey, quarterly).
What does a high value mean?
The higher, the more risk or strain. The colour compares it with its last 10 years: its high and low over that period are shown above.
Does it predict the stock market?
No. It describes where things stand today against their history, with no forecasts or recommendations.
See the detail on Stock Signal Lab →
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