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10-year – 3-month curve today: value, history and context

Data as of Oct 27, 2026

+0.78 Informative

Higher than on 60% of the days of the last 10 years.

Change over 1 week: −0.10. Over 1 month: −0.15.

Last month

DateValue
Oct 27, 2026+0.78
Oct 26, 2026+0.78
Oct 23, 2026+0.74
Oct 22, 2026+0.88
Oct 21, 2026+0.86
Oct 20, 2026+0.88
Oct 19, 2026+0.83
Oct 16, 2026+0.82
Oct 15, 2026+0.91
Oct 14, 2026+0.95
Oct 13, 2026+0.99
Oct 12, 2026+0.99
Oct 9, 2026+0.99
Oct 8, 2026+1.06
Oct 7, 2026+1.06
Oct 6, 2026+1.09
Oct 5, 2026+1.09
Oct 2, 2026+1.07
Oct 1, 2026+1.09
Sep 30, 2026+1.01
Sep 29, 2026+0.96
Sep 28, 2026+0.93

Over the last 10 years

What it is

The gap between long-term rates and three-month bills. Below 0 (inverted) has preceded past US recessions, though not with a fixed lead. Shown as context. Spread between 10-year and 3-month Treasury yields. Informative only: its reading is not monotonic. Part of the theme "Access to credit": Whether borrowing is easy or expensive for companies.

How to read it

It is context: its position against its history is shown, but it carries no colour and does not count in the traffic light.

Frequently asked questions

What is 10-year – 3-month curve?

The gap between long-term rates and three-month bills. Below 0 (inverted) has preceded past US recessions, though not with a fixed lead. Shown as context. Spread between 10-year and 3-month Treasury yields. Informative only: its reading is not monotonic.

Does it predict the stock market?

No. It describes where things stand today against their history, with no forecasts or recommendations.

See the detail on Stock Signal Lab →

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